Privacy Policy

At FEGLI Advisor, we believe in the importance of your privacy and the security of your information. This Privacy Policy governs the manner in which FEGLI Advisor collects, uses, maintains and discloses information relating to the use of the website https://fegliadvisor.com (the “Site”).

As nationally licensed insurance advisors, we are regulated and legally bound to keep your information secure, so your privacy is something we take very seriously.

This privacy policy applies to this site and all products and services offered by FEGLI Advisor.

What kind of information do we collect?

Personal Identification Information

We may collect personal identification information in a variety of ways, including, but not limited to, when you visit this site, fill out a form, and in connection with other activities, services, features or resources we make available on this site. Site visitors may be asked for, as appropriate, name, email address and phone number. Visitors may, however, visit this site anonymously.

We will collect personal identification information from visitors only if they voluntarily submit such information to us. Visitors can always refuse to supply personal identification information, except that it may prevent them from engaging in certain site related activities.

None of the personal information collected is sold or rented to outside interests.

We use the information that you provide to: Communicate with you–and when in line with the preferences you have shared with us–provide you with information or consultation regarding insurance and financial products.

Furthermore we use the information that we collect to help us screen for potential risk and fraud (in particular, your IP address), and more generally to improve and optimize the Site (for example, by generating analytics about how our customers browse and interact with the Site), and to assess our marketing campaigns. We also employ digital marketing channels like ad retargeting to provide the best information we can to the most relevant audience.

Non-Personal Identification Information

We may collect non-personal identification information about you whenever you interact with this site. Non-personal identification information may include the browser name, the type of computer and technical information about your means of connection to this site, such as the operating system and the internet service providers utilized and other similar information.

Cookie

A cookie in this sense is not the delicious dessert treat, but a cookie is a piece of data stored on a computer that is tied to information about the visitor.

None of the cookies this site uses are linked to personally identifiable information.

This site uses both session ID cookies and persistent cookies. Session ID cookies terminate once the visitor closes the browser. Persistent cookies are small text files stored on the visitor’s hard drive for an extended period of time. Persistent cookies can be removed at any time by following “Help” directions provided by your browser. Cookies may be disabled at any time by following “Help” directions provided by your browser.

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

Information collected by cookies is analyzed to determine the effectiveness of this site. Visitors that reject our cookies may still use this site, however it might not function as well.

Log Files

When visitors enter and navigate through the pages of this site, our server logs information, including the internet address of the server or computer contacting us, the date and time, the referring site and its URL, as well as the visitor’s browser, operating system, and screen resolution. This data is analyzed to understand better what our visitors are looking for and to improve the quality of this site. We look for trends, identify most and least-visited pages, and collect broad demographic information (i.e. “what country are our visitors logging in from?”)

None of the information gathered through our log files is shared with or sold to outside organizations.

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Nor do we look at individual visitors and their usage patterns, or use these technologies to gather personally identifiable information.

How We Protect Your Information

We adopt appropriate data collection, storage, and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, name, transaction information and data stored on this site.

Sharing Your Personal Information

We do not sell, trade, or rent visitors personal identification information to others

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We may share your personally identifiable information with insurance carriers or other partners, vendors, or affiliates for the express purpose of assisting you in your purchase of insurance. This is only with your explicit permission and only as required for initial customer acquisition and the normal insurance underwriting process.

Finally, we may also share your Personal Information to comply with applicable laws and regulations, to respond to a subpoena, search warrant or other lawful request for information we receive, or to otherwise protect our rights.

If there are further specific questions about the collection and sharing of personal information on the Site and its use, visitors may contact the company by mail at:

FEGLI Advisor, RE: Privacy Policy, 2 Pinecone Dr., Suite 351057, Palm Coast, FL 32137

Third-Party Websites

Visitors may find advertising or other content on this site that links to services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from this site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to this site, is subject to that website’s own terms and policies.

FEGLI Advisor is not liable or responsible for third-party companies’ privacy policies or procedures, or any loss or breach of data through these third-party systems. Please contact these individual organizations with questions regarding their Privacy Policies.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Embedded content will be clearly labeled, and it is advisable to check the Privacy Policy(es) of the originators of the embedded content to view their specific terms and conditions.

Targeted Advertising

On the Site, we do not engage in targeted advertising based on personally identifiable information. However, some of the third party websites of our vendors may have targeted advertising, and you can opt out of their targeted advertising by visiting the following link(s)

Facebook / Meta – https://www.facebook.com/settings/?tab=ads

Google / You Tube – https://www.google.com/settings/ads/anonymous

Additionally, you can opt out of some of these services by visiting the Digital Advertising Alliance’s opt-out portal at: http://optout.aboutads.info/

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, or any website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely unless otherwise requested. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue, and because our community often learns from the comments of other users.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where your data is sent

Visitor comments may be checked and moderated through an automated spam detection service.

Minors

This website is intended for adults over the age of majority, i.e. over the age of 18. This information is not intended, nor is it applicable to minors.

Your rights as a European Citizen

This Site deals with products, laws and regulations as they pertain to insurance in the United States, and as such is intended for citizens and residents of the United States only.

The information on this Site only pertains to United States citizens and residents. If you are a European resident, you have the right to access personal information we hold about you and to ask that your personal information be corrected, updated, or deleted. If you would like to exercise this right, please contact us through the contact information below. Please note that your information will be transferred outside of Europe, including to Canada and the United States.

Changes To This Privacy Policy

This Privacy Policy may be updated at any time necessary–with or without notice–as FEGLI Advisor is always looking for new and safer ways to protect our clients’ information. It is suggested that you review this Privacy Policy each time you use this site. Your continued use of this site following the posting of changes to this policy will be deemed as your acceptance of those changes.

Contact Us

For more information about our privacy practices, if you have questions, or if you would like to make a complaint, please contact us by mail using the details provided below:

FEGLI Advisor, RE: Privacy Policy, 2 Pinecone Dr., Suite 351057, Palm Coast, FL 32137

Last Updated

October 5, 2022